Terms of Service

1. Acceptance

By creating an account or using Expen AI you agree to these Terms. If you do not agree, do not use the app.

2. Description of Service

Expen AI is an AI-powered personal finance tracker. Features include receipt scanning, spending analytics, AI chat assistant, and family expense sharing.

3. Account Registration

4. Acceptable Use

You agree not to:

5. Data and Privacy

Your financial data is stored securely and never sold to third parties. See our Privacy Policy for details.

6. Free and Pro Tiers

Expen AI offers a free tier with usage limits and a Pro tier with expanded features. Billing is handled via in-app purchase. Subscriptions auto-renew unless cancelled.

7. Disclaimer of Warranties

The service is provided "as is" without warranties of any kind. AI-generated spending analysis is informational only and does not constitute financial advice.

8. Limitation of Liability

To the maximum extent permitted by law, Expen AI is not liable for any indirect, incidental, or consequential damages arising from your use of the service.

9. Termination

We reserve the right to suspend or terminate accounts that violate these Terms.

10. Changes

We may update these Terms. Continued use after notification constitutes acceptance.

11. Contact

Questions? Email us at [email protected].